Self-Employment For The Disabled
In the UK almost half of the disabled of working age(16-64), 3.5 million are in employment, with 346,000 unemployed, and 3.8 million economically inactive. Research found disabled people need to apply for 60% more jobs than non-disabled jobseekers before they find work.
- The government has reported that finding work for an additional 1% of eligible Employment and Support Allowance claimants in 2018/19 would save £240 million, and provide a boost to the economy of £260 million;
- The Conservative Party 2017 manifesto pledged to get “1 million more people with disabilities into employment over the next ten years”;
- To achieve the governments goal there would have to be 4.5 million people in employment with disabilities by 2027, a growth of 29% on current levels;
Self-Employment Popular Choice?
Becoming self-employed appears a popular option for disabled people. Despite attitudes improving according to the charity Scope, with events like the Paralympics, disabled people report barriers in finding work. This perhaps the push factor for the disabled, along with the many other issues which they face daily, is why they make the decision to become self-employed.
- Papworth Trust reports on the link between a lack of accessible housing and work, for the 1.8 million disabled people with unmet housing needs. There is a shortage of housing that is specifically designed to meet disabled people’s needs. With 1.8 million disabled people struggling to find accessible housing. The majority of homes in England (84%) do not allow someone using a wheelchair, to get through the front door without difficulty;
- The impact of inaccessible housing – disabled people are four times more likely to be unemployed;
- Transport is the largest concern for disabled people in their local area. Pavement/road maintenance, access, and frequency of public transport are the biggest issues;
- More than 50,000 disabled people have had specially adapted cars and other vehicles taken away as they move over to a controversial new disability; it is not known out this figure how many needed their “vehicles to be able to get to work“;
- A survey by the The Federation of Small Businesses found 18% of theirs members tenancy clauses were a barrier to them running a business from home, while one in three stated inadequate broadband stops them working from home;
- The disabled pay on average £550 per month on extra costs related to their disability. According to government statistics self-employment remains a financially insecure profession, with self-employed workers earning an average distributed income of around £240 a week – compared to an average of £400 a week for full-time employees.
- Self-employed incomes vary considerably by region, weekly self-employment earnings were the highest in London (£352), East of England (£332) and Scotland (£300) compared with the North West (£200), which had the lowest of all regions.
Reports & Uk Government Briefing Paper
Self-Employment Introductory Guides
How to register
Tax and National Insurance
- Get help with tax
- National Insurance
- Self-employed National Insurance rates
- Cash basis
- Appoint someone to deal with HMRC on your behalf
- What you must do as a Construction Industry Scheme (CIS) subcontractor
- What you must do as a Construction Industry Scheme (CIS) contractor
- Share fisherman: Income Tax and National Insurance contributions
- Share fisherman: tax budgeting scheme